9 Questions to Ask a Closet Company Before You Sign (and How to Read “40% Off” Quotes)
Dave Kushner7 min read
Filed underCustom closet cost guide

Before you sign with any closet company, ask what the system is made of, what the written warranty covers, who installs it, what the price includes and how any discount was worked out. Then compare quotes on the final installed price for the same design, not on the percentage off.
A note on who's writing: Closet Décor & More is a closet company in Coral Springs, so we've kept this to questions you can put to anyone, including us. For what drives the price itself, see our custom closet cost guide. For side-by-side notes on other companies, see how we compare, and for the closets we build, see custom closet systems.
Key takeaways
- Compare the final installed price for the same scope. A percentage off tells you very little on its own.
- Stacked discounts don't add up the way they look: 40% off and then 15% off is 49% off the list price, not 55%.
- Get the warranty, the full scope and the installation details in writing before you sign.
- With "no interest if paid in full" financing, know what happens if the balance isn't paid off in time.
1. What is the system made of, and how thick are the panels?
Most custom closets are built from engineered wood panels with a melamine or laminate surface; our post on what custom closets are made of compares the options. The label matters less than the details, so ask:
- What's the core material, and what's on the surface?
- How thick are the side panels and shelves, and what's the longest shelf span in my design?
- How are the drawers built, and do drawers and doors close softly?
- How does the material hold up to humidity? (See our guide to preventing closet mold.)
For reference, our systems use wood with a melamine coating that resists moisture, stains and fading.
2. Is the warranty in writing, and what does it cover?
The Federal Trade Commission's consumer guide to warranties notes that by law a warranty must be available for you to read before you buy, and it advises getting any spoken promise in writing. Ask how long the warranty lasts, whether it covers parts and labor, what would void it, and who you call with a problem. Ask about our warranty at your consultation, too, and compare the written terms side by side.
3. Who will do the installation?
Ask whether the company uses its own installers or hires subcontractors, whether the installers are insured, who is in charge on site, and who you call if something needs adjusting afterward. Reviews that name installers can tell you a lot, so read them for any company you're considering, including our customer reviews.
4. What exactly is included in the price?
Two quotes for "a walk-in closet" can describe very different jobs. Ask for a written quote that lists:
- every component and accessory, such as drawers, doors, valet rods, jewelry trays and lighting
- the finish, door style and hardware
- delivery and installation
- removal and disposal of old shelving
- sales tax
- any charges for wall repair, trim work or return visits
Suzette D. wrote of her design: "The design information was very clear, it outlines everything that will be done, so there is no surprises."
5. Is the discount taken from a list price, and what will I actually pay?
A percentage off is only as meaningful as the price it's taken from. When that's a list price the seller sets, the percentage tells you little until you see the final number. Ask for the list price, each discount and the final total in writing.
How to read a “40% off” quote
The FTC's Guides Against Deceptive Pricing say a former or list price used in a comparison should be genuine: a price the item was openly offered at in good faith for a reasonably substantial period, or one at which substantial sales are actually made in the area. Then do the arithmetic:
- Stacked discounts multiply. 40% off leaves you paying 60% of the list price. Another 15% off that leaves 51%. That's 49% off in total, not 55%.
- "Free installation" is built into the price. Installation still costs the company money, so compare totals rather than line items.
- An expiration date is a question, not a deadline. Ask whether the same design will cost more next week.
| What the quote says | What to ask |
|---|---|
| "40% off" | 40% off what price, and what's the final price for this design? |
| "Plus an extra 15%" | Is it taken after the first discount, and what's the total? |
| "Free installation" | Is installation priced anywhere else in the quote? |
| "Offer ends Friday" | Will this same design cost more next week? |
| "No interest for 12 months" | Is it deferred interest, and what's the rate afterward? |
The fair comparison is the final installed price, including tax, for the same layout, materials and accessories. If two designs differ, line them up component by component before comparing totals.
6. Will I see the full design before I sign?
Ask for a drawing or 3D design showing component sizes, finish and hardware, and ask how many changes you can make. Ours comes from a free in-home consultation: the designer measures and builds the 3D design with you, and you can change anything before you get a quote.
7. How long until installation, and what could delay it?
Ask for the expected lead time and what could change it, such as design changes, materials or scheduling. With us, installation usually follows a few weeks after you approve the design, depending on your schedule and ours. Our post on how long custom closet installation takes explains why.
8. Will you remove my old shelving and clean up?
Ask whether removal and disposal are included, whether holes from the old shelving get patched, and what condition the space is left in. Our installers remove leftover components you don't want, and the area is wiped down and dusted when they finish.
9. What are the financing terms?
The Consumer Financial Protection Bureau explains that with deferred interest, interest builds during the promotion and is charged back to the purchase date if the balance isn't paid in full by the end. A true 0% intro APR doesn't do that. The CFPB suggests watching for the word "if," as in "no interest if paid in full." Ask how long the promotion runs, the rate afterward, any fees and the minimum payment. We offer promotional financing through Synchrony, subject to credit approval; read the terms on our financing page as carefully as you would anyone's.
Compare quotes with confidence
Ask these nine questions at every consultation, including ours, and write down the answers. When you're ready to see a design for your own space, book a free in-home design consultation: we'll measure, build the 3D design with you and give you a quote, with no obligation. To see what that visit looks like, read what happens at a free closet design consultation.
Sources
- Federal Trade Commission, Guides Against Deceptive Pricing, 16 CFR Part 233 (eCFR). Accessed October 9, 2026.
- Federal Trade Commission, Warranties, updated July 2023. Accessed October 9, 2026.
- Consumer Financial Protection Bureau, How to understand special promotional financing offers on credit cards, June 8, 2017. Accessed October 9, 2026.
- Federal Trade Commission, Buyer's Remorse: The FTC's Cooling-Off Rule May Help, updated September 2025. Accessed October 9, 2026.
Frequently asked questions
- Is 40% off a good deal on a custom closet?
Only if the final price is good for the design you want. The percentage is taken from a list price the seller sets, so two companies can advertise very different discounts and land on similar totals. Compare the final installed price, including tax, for the same layout, materials and accessories.
- How do stacked closet discounts add up?
They multiply rather than add. A 40% discount leaves you paying 60% of the list price, and a further 15% off that leaves 51%. The combined discount is 49%, not 55%. Ask the company to show the list price, each discount and the final total on the written quote.
- Should I get more than one closet quote?
Yes, if you can. Two or three quotes on similar designs show you the range for your space and reveal anything one company left out. Ask each company the same questions, write down the answers, and compare final installed prices rather than discounts.
- Can I cancel a closet contract I signed at home?
Often, for a short time. Under the FTC's Cooling-Off Rule, many sales of $25 or more made in your home can be canceled until midnight of the third business day after the sale, and the seller must give you cancellation forms. Some sales are excluded, so read the FTC's summary of the rule and your contract.
- What should a written closet quote include?
Every component and accessory, the finish, door style and hardware, delivery, installation, removal of old shelving, sales tax and any extra charges. It should match the design you approved. If something you discussed isn't written down, ask for it to be added before you sign.
See your closet in 3D before anything is built.
Every free in-home design visit includes a 3D design of your space. Your designer measures, draws it with you and gives you a quote.
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